Credit Score Levels Needed for Approval by Category

Bank approval rates fluctuate from month to month. Each credit card has been categorized according to the typical range of credit scores needed for approval. This chart is intended to be used as a tool in order to achieve the best possible results. Approval policies will vary depending on the financial institution issuing the card. Your employment and your credit histories are among those things that will be considered when you apply for any card. Many financial institutions rely on information from credit reporting agencies.

Excellent 750 - 840
Good 660 -749
Fair 620 - 659
Bad Credit 340 - 619
No Credit History

Listed are other factors banks consider before extending credit

• Number of credit inquiries on credit report
• The amount of credit debt
• The number of active trade accounts

To learn your credit score request your free credit report today.

• Excellent Credit (1)
• Good Credit (2)
• Fair Credit
• Bad Credit (2)
• No Credit History (1)