Excellent Credit is a Score of 750 or More - Discover the Best Offers for People With Great Credit

Credit Cards listed for excellent and great credit will most likely approve in the mid seven hundred range. A person with a credit score of 700 or more should be able to get approved for cards listed in the good to excellent category. These are basic estimates; banks consider a number of factors when extending credit. A bank may deny credit if a person has too many credit inquiries on their report or if most credit balances on trade accounts are close to their limits.

Credit Advice: People with high credit scores are offered the best interest rates. If you are a revolver and don't pay balances in full each month consider a credit card with a low fixed rate rather than a 0 apr intro offer. Some offers for great credit will offer a 0 intro apr and when that period ends it will be replaced with a low fixed rate. For individuals that pay balances in full should look for cards that have great reward programs. Discover More credit card offers are popular with people that have excellent credit.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on the bank website.