Myth: Checking your score online lowers your credit score

This is false:

When you check your credit history from a credit monitoring service this is not counted against you. It is actually a responsible thing to do; it is recommended that you check your credit history at least two times a year. This helps to remove inaccuracies and detect credit fraud earlier.

Possible Signs of Credit Fraud and Identity Theft

•You stop getting your bills.  The reason this could happen is that a thief changed your billing address.

•Bills are arriving for credit cards you did not open.

•Your credit card company has either contacted you or put a temporary hold on your account                  
         because they perceived unusual activity on your account.

•You have good credit but get denied when trying to open a new credit card or denied new cell                 
         phone service after a credit check.